ANALISIS MODEL PEMBENTUKAN KOPERASI DESA MERAH PUTIH DI KECAMATAN BATEALIT

Abstract

This study aims to analyze the formation model, legal process, capital sources, work plans, and supporting and inhibiting factors in the formation of the Merah Putih Village Cooperative in Batealit Subdistrict, Jepara Re-gency. The study was conducted from 16 September to 10 October 2025 using a qualitative approach. Data was collected through in-depth interviews with subdistrict officials and eleven village governments implement-ing the program in the area. The results show that ten villages chose the new cooperative formation model, while Sumosari Village chose the existing cooperative development model. All cooperatives have obtained legality in accordance with the provisions of Permenkumham Number 13 of 2025, which was facilitated through coordination between the village government, subdistrict, and Jepara Regency Cooperative Office. In terms of capital, cooperatives in Batealit Subdistrict still rely on basic savings and mandatory member sav-ings, as well as self-help support from administrators. However, limited understanding of the financing mech-anisms as stipulated in Minister of Finance Regulation No. 49 of 2025 and limited village budget capacity are the main obstacles to applying for loans. Most cooperatives are still in the institutional preparation stage and have not yet actively carried out business activities, except in Geneng Village, which has started economic activities through a grocery store. Most cooperatives are still in the institutional preparation stage and have not yet actively carried out business activities, except in Geneng Village, which has started economic activities through a grocery store. Overall, the formation of these cooperatives reflects the actual implementation of Presidential Instruction No. 9 of 2025 as an effort to strengthen village economic independence based on mutual cooperation institutions.